The Retirement Thread

[Drago]

I'm lucky I'm a kept man. Mrs D has per NHS salary (she started a new job while I was walkabout), police pension and disability money, not to mention her own commutation and critical illness insurance payout. She's rolling in lolly.

Poor old me only has my police pension, £4000 a year injury award, commutation and savings to survive upon. I can barely afford 10 or 12 pints of Guinness a day.

 

[classic33]

I'm lucky I'm a kept man. Mrs D has per NHS salary (she started a new job while I was walkabout), police pension and disability money, not to mention her own commutation and critical illness insurance payout. She's rolling in lolly.

Poor old me only has my police pension, £4000 a year injury award, commutation and savings to survive upon. I can barely afford 10 or 12 pints of Guinness a day.

None falling off the backs of lorries near you?

 

[Drago]

I'm so skint I'm having to brew my own

 

[classic33]

I'm so skint I'm having to brew my own

Can be more expensive than buying it.

 

[PaulSB]

I count myself fortunate that when we both get our state pensions, our total household income will exceed that which we had before we both retired.

Mrs P retired three years ago and me two. When we both stopped working our annual income dropped to 40% of our joint net income when working. It's just enough to pay for everything but no nights out, holidays etc. We decided to carefully use savings for that.

When I get my state pension we will be at 55% and don't need to spend savings when Mrs P gets hers it rises to 70%

I believe our generation are hugely fortunate. I keep telling the kids not to look at us and think it will be easy. I implore them to save now if they want to retire at 60. One night out a month stuck in a savings fund now would make such a difference.

We've had it all. Lived the 60/70s, free education, mainly secure employment, affordable housing and now pensions. A truly golden generation.

My one retirement error was to think my pension started this week and not May 2020.

 

[PaulSB]

Mornin' all. Beautiful sunshine, no breeze and out to meet the Silver Eagles for 9.30.

My lad's closest friend is Tom. Last night came the phone call every parent dreads. "Hello Paul it's Tom xxxxxx " Immediately you know this isn't good, just a question of how bad. Anyway turns out No.1 son had a collision playing five a-side. Fractured his skull just above the eyebrow. Currently in a London hospital but back up to Manchester later today. Apparently he'll need surgery to fill in the dent!!

Just so relieved it was nothing more than this.

 

[Drago]

Greetings. Up and about, and looking as rugged and manly as ever.

Will walk Mini D to school then I'm out for a spin in the Felt, a quick 20 or 25 miler.

 

[welsh dragon]

Mornin' all. Beautiful sunshine, no breeze and out to meet the Silver Eagles for 9.30.

My lad's closest friend is Tom. Last night came the phone call every parent dreads. "Hello Paul it's Tom xxxxxx " Immediately you know this isn't good, just a question of how bad. Anyway turns out No.1 son had a collision playing five a-side. Fractured his skull just above the eyebrow. Currently in a London hospital but back up to Manchester later today. Apparently he'll need surgery to fill in the dent!!

Just so relieved it was nothing more than this.

It could have been a lot worse. Thankfully it wasn't.

 

[welsh dragon]

Morning folks. Sunny here but quite cool.

 

[PaulSB]

It could have been a lot worse. Thankfully it wasn't.

Thank you. The only thing to do is keep calm and listen. Of course when they're young they don't know the opening line needs to be "No.1 son is OK but....." They learn. If I couldn't be there I wouldn't have wanted anyone other than his great friend Tom to be there.

 

[screenman]

Morning all, bright and sunny here which is also the way I am feeling, have a good one everyone.

 

[welsh dragon]

One of my grandsons will be taking his CBT in 8 days, then he will be able to ride his bike. I am dreading it to be honest. I will be expecting a call or a knock on the door for the foreseeable future I think.

 

[PaulSB]

@welsh dragon at least he's had training. From what I recall I got a motorcycle, found out what made it work and off I went. I don't think even my parents thought to instruct me.

 

[welsh dragon]

@welsh dragon at least he's had training. From what I recall I got a motorcycle, found out what made it work and off I went. I don't think even my parents thought to instruct me.

He has been practicing in the car park of the school for the last xouple of weeks. So he has an idea of the wjat and the how.

Those were the days.i suppose.

 

[Mo1959]

One of my grandsons will be taking his CBT in 8 days, then he will be able to ride his bike. I am dreading it to be honest. I will be expecting a call or a knock on the door for the foreseeable future I think.

I always remember way back when my brother first got one. That was when you used to be able to tune your radio and pick up the local police and we heard them doing a number plate check on his bike!!! Can imagine the thoughts going through our head. Can't even remember what he had done now, whether it was a minor off he had had, or just a random stop and check. Lol.