I really need a decent pair of formal shoes but tbh wouldn't know where to start..
You sounds like a man who knows his shoes - as a one-hit "formal" shoe, what would you recommend? I'm drawn to a pair of Ox blood Oxfords, but tbh know very little about styles, colours or brands to look at..
"formal" really requires black, ideally fairly plain: oxfords, bluchers or the not-oxford toecaps I posted above. These would be for funerals, black tie do's or simply smart for wearing with a business suit.
(Black) Semi brogues (ie oxfords toe cap with some brogue like decoration), whilst not stricly speaking ideal for funeral or black tie are still very smart shoes eg with a suit, or not quite suit tidy wear, so are more general purpose formal shoe.
For smart but not "Formal" with a capital F, then tan or oxblood brogues, semi brogues etc are all round good choice, for anything other than funeral / black-tie. My everyday wear are brown brogues, heavy duty style, (re-) soled with commando soles.
If I only had one pair of smart shoes, I'd have a pair of black country weight black brogues, and when worn through, put commando soles on. Whilst theoretically not really ideal for funerals or black tie, if smooth, rather than grained, leather they'd do, and still be pretty smart, and are also a good solid shoe to wear everyday whether with suit or mufty. Plain black oxfords are only really suitable as very formal smart shoes and look a bit funny otherwise.
My black crockett "country" brogues were my only smart shoes for years before I extended my collection. Even used to wear them (indoor) rock climbing before I got proper climbing shoes.
These:
Other thoughts:
as mentioned before I strongly recommend getting "Goodyear welted" shoes as these can be re-soled multiple times - the pair above are 30 year old and have been re-soled with heavy duty rubber commando soles three times (originally supplied with dainite rubber, and I have an otherwise identical brown pair with leather soles, which will get commado'd when the time comes). I guess that's 5 years' worth of daily wear over 30 year period. Related to this point, rubber soles last way longer than leather, and you don't end up on your arse in the rain on a smooth surface. Originally-leather shoes can be re-soled with rubber (if Goodyear welted). I favour commando soles for heavier shoes and dainite for smarter lighter weight shoes. Alternatively stick on rubber on top of leather is OK - cobbler will do a better job than diy.
Here are a pair of "dainite" rubber soles on some smart semi-brogue Oxfords; my best bargain Crocketts as they were £30 secondhand off
ebay, rather than £500 in Jermyn Street. Recent re-sole was nearly a hundred mind!
I also think proper Northampton made shoes are higher, or at least more reliable quality than imports. Brand such as Loakes do such shoes for quite reasonable money; though not all Loakes are made in the UK, so do read the label.
I prefer full leather lining rather than canvas toe section. Even expensive Church's are often canvas lined, which is partly why I've never bought a pair.
Re. brands: I think Loake's Northampton models are amongst the best value and are very good quality for the money, especially their top-end models. I don't think Cheaney's, whilst nice enough, are really any better. Crockett & Jones are fantastic quality but brutally expensive now. I bought one pair new in a sale 30 years ago, and the rest 2nds or 2nd hand off ebay. Whilst they are objectively better than Loakes, not sure they're twice as better! Never owned Grensons but they look on a par with top end Loakes
One warning if buying off ebay: I've been caught out with a couple of pairs a good bit too small. Despite being pukka Loakes or Crockett's they were likely intended for export to the US and American sizing is a full size smaller than ours. Worth asking for lenght in mm if not stated in ad