GuyBoden
Guru
- Location
- Warrington
Both parties were found equally culpable. He apparently went for his airhorn rather than the brakes first. I presume he did this so she will respond in time. The huge compensation was because he was not insured, he did make a counterclaim and initially represented himself. A series of errors on his part. The bulk of the cost was from the pedestrian's lawyer. The lawyer's bill is shocking btw even if it is 50%.
I am still wondering why he went for the airhorn instead of braking first.
Re: Compensation.
"most people have household insurance which covers them (and, usually, anyone else living in their household – e.g. a child, spouse or adult offspring) for public liability. This insurance gives third party cover and will usually cover both cyclists and pedestrians for claims made against them when walking or cycling, and not just claims connected to their house. The actual terms of the insurance policy will set out what it covers but most people don’t even realise that they have this cover until it is explained to them."