I was hoping you were suffering Keith because I certainly was. You always get me on the hills so I had no chance at the end there. Definitely consider going halves with your wife on the life insurance but it'd probably just end up with your wife and mine getting the full amount eachCause of death... @BILL S. You haven't done a deal with my wife by which you get some of the life insurance have you? To fund a new bike perchance?