An interesting read. Some of the reasons in the article definitely apply to me.
The training plans look fine. There are lots of different versions across the internet. The difficulty is fitting them around other things which have to be done. It is much easier to get out in the spring /summer when the days are longer. Much more difficult at the moment when the temperature is hardly getting above freezing, and there is snow in the forecast. I know I may be "nesh", but I cycle for fun as well as the exercise, and a biting rain/driving rain is not my idea of fun. My plan at the moment is to try to get out a couple of times a week on the best days when I can manage it, and gradually build up my maximum distance. I may try a somewhat more structured training plan when the weather improves a bit.