Ok, so your post is now moronic. You've ignored all the reasons stated above, you haven't posited why those reasons should be ignored, you've just ignored them completely.
I have given the main reason - there is no more likelihood of accident and injury than the average day, with cyclists mixing with motor vehicles. Who did you leave your emergency contact or next of kin details with today when you stepped out for your commute to work?
The rules only exist to satisfy the event's insurers. Nothing more nothing less. I feel no compulsion to see the rules as the god given laws of nature.