mjr
Comfy armchair to one person & a plank to the next
- Location
- mostly Norfolk, sometimes Somerset
That would be a bit of a nuisance and unnecessary: just require anyone lending a car to hold valid insurance details for the person they lent it to. So if you want to borrow my car, either I add you to my insurance or you need to hand me a copy of your certificate or I don't give you the keys.An even easier way would be to ban insurance companies providing an "other vehicles under 3rd party clause". That way, if the person isn't specifically named on the certificate with that reg, they're not insured.
But I'm sure banning "all vehicle" policies would generate lots of more chargeable admin work for insurance companies as people had to add/remove drivers, so they'd be all in favour of it