Premium bonds - weird coincidence

[SpokeyDokey]

I was asked if I’d read the article, there was no link to it so how was I to know which one…Google links to many MSE articles

#749 explained - there was a problem linking the article from CC yesterday.

 

[biggs682]

£300 extra in the kitty thank you Ernie

 

[Chislenko]

£275 for me
£575 for Mrs. C.

She has been on a roll lately something like two thousand over the last four months.

 

[mistyoptic]

£325 for me, £150 for Mrs O

 

[Mo1959]

I am envious. Just £125 for me. I have yet to win a large amount. It’s better than nothing though.

 

[Paulus]

Uncle Ernie has been kind again this month.
I got a total of £150.
MrsP got £125,
But......
MissP got a not so shabby £10,500.🥳🥳

 

[SpokeyDokey]

Uncle Ernie has been kind again this month.
I got a total of £150.
MrsP got £125,
But......
MissP got a not so shabby £10,500.🥳🥳

Brilliant win for Miss P!

 

[vickster]

£100 for me, £150 for my mum and £175 for my dad's estate

 

[glasgowcyclist]

Still nothing.

Premium bonds can FRO. 😡

 

[potsy]

Still nothing.

Premium bonds can FRO. 😡

I left £1000 in my account and moved the rest elsewhere.
I still check every month just in case, but winnings are pretty much none existent nowadays

 

[Sterlo]

It's very specific - they're theoretically only worthwhile if you've exceeded your personal allowance, you've maxed the current year's ISA allowance, you're a higher rate tax payer and you'll need access to the money sooner than your pension (and even then, it's still a gamble)

OR

If you're a 45% taxpayer (£125k+), thus have no savings allowance, it's a good place to hold cash.

I have some saved for these reasons. Maxed out on basic savings up to personal allowance level (not paying any more tax on what I save) and maxed out on ISA's (me and her indoors). It's the next best tax free option. Annoyingly, I seem to win quite well for a couple of months then nothing for a few more months.

 

[Sterlo]

Don't know if you ever look at the big winners, someone from Kent has won £100k with a holding of just £2400. Just goes to show it can happen, keep dreaming everyone.

 

[Mike_P]

£0

 

[Tenkaykev]

£0

Looks like MissP has got your share...

 

[Legs]

£400 for Mrs Legs, £25 for F-I-L, £0 for me (I've only got a small holding)