Morality for our times. How the hell is that 'missing out'?
From my perspective I see the 'missing out' bit as not having a lump sum paid back to me when I need it. However, given I never paid it out in the first place, nor put it aside to save it, I haven't really missed out on anything in the first place.
I do get really fed up with the barrage of texts and calls about 'my PPI claim' and my 'recent accident' based on their 'records'. I reckon those companies should think twice before paying for such records as they are clearly inaccurate!
I wonder if you can claim for the mental torment of being pestered by claims companies?