To give up doing the National Lottery (there should be a prize for getting no numbers at all week after week) and to use the saved money to buy some Premium Bonds instead.
To get fitter, stay a non smoker, complete a 100 mile ride for British Heart Foundation in June, compete in a Road Race and Time Trial in Sept at the European Masters Games in Sweden, oh and only got back onto a bike a few weeks ago after 20+ years away from it, so maybe having a very understanding wife and kids would be helpful too
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