My first crash.

[Kbrook]

I know where you are coming from. If it were me I would :
Speak to driver, ask for his insurance details, tell him that you are prepared to let him pay in full for all the damage without the need for insurance company involvement. Even if he says he will pay, get his insurance details anyway, if he refuses , which it doesn't sound like he will , I would then go to the police. If the OP is injured he will obviously need to get insurance details and legal advice. Sounds like something easy to sort out.

 

[nuttall1991]

From Citizens Advice:-
What must a driver involved in a traffic accident do
A driver involved in a traffic accident should stop whether or not the accident was their fault if:-

• anyone, other than themselves, is injured; or
• another vehicle, or someone else’s property, is damaged; or
• an animal in another vehicle or running across the road is injured; or
• a bollard, street lamp or other item of street furniture is damaged.

If you have to stop, you must remain near the vehicle long enough for anyone who is involved directly or indirectly in the accident to ask for details. This could be, for example, the owner of an injured animal, a relative of someone who is injured, or the police. The driver must then give their name and address, the name and address of the owner of the vehicle (if the driver is not the owner), and the registration number of the vehicle.

The driver may also have to report the accident to a police officer or at a police station, in person, as soon as practicable and in any case within 24 hours. This duty arises whenever the driver has not given their name and address at the scene of the accident, whether or not they were asked to do so.

If any personal injury is caused to another person, the driver must also produce a valid insurance certificate if asked to do so by a police officer, injured person, or anyone else directly or indirectly involved in the accident. If the insurance certificate is asked for, but not produced at the time, the accident must be reported to a police station as soon as practicable, or in any case within 24 hours, and the insurance certificate must be taken to a police station within seven days of the accident. However if the driver is asked at the time of the accident to produce insurance details and does so, there is no further obligation to report the accident to the police, as long as they have complied with the duties described above.

In the case of a damage-only accident, the driver must give insurance details to anyone who may wish to make a claim against them.

In all accidents, drivers should inform their own insurance company.
I hope that clarifies things a bit.

Yes I've read this same info today also and thought that it all rested on the driver to give details and report etc. I am going to report it anyway like you say, just to be covered...

I'll be sure to let you know how it all goes

 

[Rambling Rose]

Great advice -Thanks Biker Joe

From Citizens Advice:-
What must a driver involved in a traffic accident do
A driver involved in a traffic accident should stop whether or not the accident was their fault if:-

• anyone, other than themselves, is injured; or
• another vehicle, or someone else’s property, is damaged; or
• an animal in another vehicle or running across the road is injured; or
• a bollard, street lamp or other item of street furniture is damaged.

If you have to stop, you must remain near the vehicle long enough for anyone who is involved directly or indirectly in the accident to ask for details. This could be, for example, the owner of an injured animal, a relative of someone who is injured, or the police. The driver must then give their name and address, the name and address of the owner of the vehicle (if the driver is not the owner), and the registration number of the vehicle.

The driver may also have to report the accident to a police officer or at a police station, in person, as soon as practicable and in any case within 24 hours. This duty arises whenever the driver has not given their name and address at the scene of the accident, whether or not they were asked to do so.

If any personal injury is caused to another person, the driver must also produce a valid insurance certificate if asked to do so by a police officer, injured person, or anyone else directly or indirectly involved in the accident. If the insurance certificate is asked for, but not produced at the time, the accident must be reported to a police station as soon as practicable, or in any case within 24 hours, and the insurance certificate must be taken to a police station within seven days of the accident. However if the driver is asked at the time of the accident to produce insurance details and does so, there is no further obligation to report the accident to the police, as long as they have complied with the duties described above.

In the case of a damage-only accident, the driver must give insurance details to anyone who may wish to make a claim against them.

In all accidents, drivers should inform their own insurance company.
I hope that clarifies things a bit.

From Citizens Advice:-
What must a driver involved in a traffic accident do
A driver involved in a traffic accident should stop whether or not the accident was their fault if:-

• anyone, other than themselves, is injured; or
• another vehicle, or someone else’s property, is damaged; or
• an animal in another vehicle or running across the road is injured; or
• a bollard, street lamp or other item of street furniture is damaged.

If you have to stop, you must remain near the vehicle long enough for anyone who is involved directly or indirectly in the accident to ask for details. This could be, for example, the owner of an injured animal, a relative of someone who is injured, or the police. The driver must then give their name and address, the name and address of the owner of the vehicle (if the driver is not the owner), and the registration number of the vehicle.

The driver may also have to report the accident to a police officer or at a police station, in person, as soon as practicable and in any case within 24 hours. This duty arises whenever the driver has not given their name and address at the scene of the accident, whether or not they were asked to do so.

If any personal injury is caused to another person, the driver must also produce a valid insurance certificate if asked to do so by a police officer, injured person, or anyone else directly or indirectly involved in the accident. If the insurance certificate is asked for, but not produced at the time, the accident must be reported to a police station as soon as practicable, or in any case within 24 hours, and the insurance certificate must be taken to a police station within seven days of the accident. However if the driver is asked at the time of the accident to produce insurance details and does so, there is no further obligation to report the accident to the police, as long as they have complied with the duties described above.

In the case of a damage-only accident, the driver must give insurance details to anyone who may wish to make a claim against them.

In all accidents, drivers should inform their own insurance company.
I hope that clarifies things a bit.

 

[Easytigers]

Sorry, I haven't got any advice that hasn't been said before but just wanted to say that I hope you get it sorted soon and without too much hassle. How are you feeling about getting back on the bike? I was a bit nervous after I got knocked off...took a good few weeks of being a bit over-cautious and not trusting any other vehicle! It goes away after a while though and you realise that there are far more sensible drivers than not.

 

[Leodis]

I got knocked off in September, I was ok but it seemed the rear wheel was buggered. When it happened I didnt say a word, let the drive admit liability and blabber on about not seeing me, called an ambulance and the police and got the drivers insurance details. He called later to settle not going through the insurance, too the bike to a bike shop and they quoted the fix and he paid up for taxi's back and forth, bus passes to work and the repairs, was £650 I think. The worst part was I had only had the bike a month and the amount of pissing about it get it repaired not to mention the months it is taking to get my mojo back... God help if I have a bad crash.

 

[nuttall1991]

I took the bike to Evans' last night and should have a quote by Tuesday so fingers crossed I should be back up n running relatively soon. I'm just a but dubious about this guy paying up because he looked a bit studenty (nothing against students, I was one) and was driving a banger so I'm just worried if he thinks it's a 20 quid job and finds out that it's a lot more he'll back out but if so it's time to get the police involved further...

I have been thinking about how i'll be getting back in the saddle and can't honestly say i'm not apprehensive. I think it's one of those things you just have to grit your teeth and get through...

 

[nuttall1991]

It's finally been settled!
My LBS wrote off my bike and recommended a bike for between 200 and 300 quid and got the guy to cough up 260 so i'm really happy as the bike only cost me £150 to begin with!
So the next question is, what bike? I'm looking at the Carrera zelos and claude butler ventoux at the mo but any other suggestions are more than welcome!
I'm guessing a few of the answers will be, "spend 40 quid more on a triban 3" but i'm gonna be saving up for the triban 7 this year and want the first ride on that bike to be a completely new and better experience and they don't currently have it in my size so y'know...

 

[BSRU]

It's finally been settled!
My LBS wrote off my bike and recommended a bike for between 200 and 300 quid and got the guy to cough up 260 so i'm really happy as the bike only cost me £150 to begin with!
So the next question is, what bike? I'm looking at the Carrera zelos and claude butler ventoux at the mo but any other suggestions are more than welcome!
I'm guessing a few of the answers will be, "spend 40 quid more on a triban 3" but i'm gonna be saving up for the triban 7 this year and want the first ride on that bike to be a completely new and better experience and they don't currently have it in my size so y'know...

Good result

 

[Peter Armstrong]

"spend 40 quid more on a triban 3" Is your answer.

 

[bikingdad90]

It's finally been settled!
My LBS wrote off my bike and recommended a bike for between 200 and 300 quid and got the guy to cough up 260 so i'm really happy as the bike only cost me £150 to begin with!
So the next question is, what bike? I'm looking at the Carrera zelos and claude butler ventoux at the mo but any other suggestions are more than welcome!
I'm guessing a few of the answers will be, "spend 40 quid more on a triban 3" but i'm gonna be saving up for the triban 7 this year and want the first ride on that bike to be a completely new and better experience and they don't currently have it in my size so y'know...

Bet your glad you didn't agree the price without getting a quote first!!

 

[nuttall1991]

Bet your glad you didn't agree the price without getting a quote first!!

Definitely!