This is what I use. For the life of me I can't ever remember it being refused. And if I use it to get cash from a foreign ATM I always make sure to chose the UK conversion rate not the local one.
Is there a time of the week that’s best for buying Euros?
- Thread starter dicko
- Start date
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This is what I use. For the life of me I can't ever remember it being refused. And if I use it to get cash from a foreign ATM I always make sure to chose the UK conversion rate not the local one.
OP
OP
dicko
Guru
- Location
- Derbyshire
Our Caxton card uses the Mastercard logo it’s a travel money card free withdrawals and purchase in the currency we choose to load. It is definitely not a credit card.We are warned not to reserve rooms or car rental as this can sponge up your cash balance, for this we would use our Nationwide credit card but we won’t need to it’s for emergencies.
MontyVeda
a short-tempered ill-controlled small-minded troll
- Location
- Lancaster... the little city.
if you'd said you use a Caxton card your post would have been a lot clearer.
Ming the Merciless
There is no mercy
- Location
- Inside my skull
I use the Wise card. You can setup virtual digital cards, you can freeze cards for when you are not using them, you can opt for interest to be paid on the balance. You can load the currencies you want on it, at a time that suits. It’ll use balances from other loaded currencies if you go beyond what you’ve loaded for the currency you’re spending in. Free cash withdrawal from it, up to £200 a day, if you want some notes. You can change the PIN in the app, and approve transactions. Every thing you do with it is notified in the app. It’s Visa and works that way as far as payment is concerned.
I’ve used for USD, EUR, AUD so far.
I’ve used for USD, EUR, AUD so far.
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BromleyBoy
Keep sane, and forward on!! ;-)
- Location
- London, UK
There's good tips on travel money on https://www.moneysavingexpert.com/travel/cheap-travel-money/#need-2
No. 2 states:
"Many overseas hotels, shops and ATMs ask this when you pay by card. If you choose pounds, the retailer does the currency conversion, but rates can often be pants compared with letting your card do it – see the euro analysis from MSE founder Martin Lewis for how this worked for him.
If you've got a top overseas card, ALWAYS choose the local currency, as your card does the exchange and it's unbeatable.
If you're using a bog-standard credit or debit card, it's touch and go. Sometimes the card machine will show you the 'non-sterling cash fee'. If this is under 2.5%, go with pounds. If it's over, pick the local currency."
