You THINK you know this from parachuting and judo. What's that to do with cycling - or more importantly one's own style of cycling?
I ride and have come off a motor bike at speed. I adopted (and I'm probably as right as you) a completely different configuration as I grounded. The trick is to roll and slide a far as you can to dissipate the energy gradually. In that case you pull everything in and assume the heavy duty helmet will take care of that particular extremity and the leather and other padding will aid the sliding.
When riding along to the shops on my Brompton between 4-8 mph then the opposite applies. You should have time to anticipate (people who have cleated experiences will know how time is very slow ) and prepare for the relative simple exercise of cushioning your fall. Hands & shoulders can do a fine job. People who do rough downhills at speed or TT racing on dual carriageways may need to do other things. It may not be an accident (sic) that countries with the highest percentage of utility cycling have the lowest use of helmets. Is it just because, as a group, they realise they just don't need them?
The UK's relatively high use of helmets may not be unconnected with a tradition of more extreme cycling. And then the peer (and even judicial) pressure for ordinary cyclists to wear them?
I did say - of course it depends on the severity of the fall - and I never once mentioned a helmet.
parachuting and judo - falling is the big thing so they teach you how to doit properly-
I came down on my MTB on the weekend , failed to unclip and got the handlebar in my chest, as I was practically stationary when the bike got stuck in the mud I put my hand down, but if I had been hurtling down a hill I would have gone for a shoulder crunch instead.
your right , for that situation, and ys I wear loves for just that situation