Surely you can effectively crush a bearing enough to cause premature wear without crushing the individual balls? Just squeeze it so tight that there's excessive friction. The bearing is the whole assembly, not only the balls.
You are tuning the semantics to make your statement true.
You said "Over tight qr skewers will effectively crush the hub bearings" .
I said "I dare you."
I didn't challenge the premature wear part, just the ball-crushing part. Try it one day but do wear goggles and lock up the dogs.
Further, I suggest you read the Shimano brochure I posted here. Over-tightening QRs don't damage bearings but poorly adjusted bearings damage bearings. QRs are meant to be tightened far tighter than most people even imagine. So tight, that if you were to line the lever up with the fork, you won't be able to open it without prying a tyre lever between fork and lever.
Failure to tighten QRs properly have given us ambulance chasers and ultimately, lawyer's lips. Even that's failing and now the trend is towards through-axles on front and rear wheels.