vickster
Squire
If you never paid PPI on a loan or CC, then no you won’t get anything back!
Have you claimed your PPI
- Thread starter derrick
- Start date
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D
Deleted member 26715
Guest
I'm in exactly the same situation, I can't ever remember taking it out & I must have had 10+ credit cards in the last 30 years but no idea now who with
vickster
Squire
I did with Natwest and no joy as I’d ticked the box (they keep the paperwork) but I did get a couple of hundred back due to interest on excessive commission or some such!
D
Deleted member 26715
Guest
I detest Nat West was with them for 30 years they screwed us out of so many charges over the years especially when the kids were young, exactly when we couldn't afford it. have to put paperwork in to them even if it's only to cost them money to process it.
vickster
Squire
While I’ve been with them for 30 years and never an issue. Never paid any charges
Brandane
Legendary Member
- Location
- Costa Clyde
I suppose it depends on what you call a "big" payout. How much would you expect for shelling out a few quid per month, several years ago? Money that you wouldn't have missed until this mis-selling stuff came to light. These results look good to me......
vickster
Squire
Post #20, nearly 16k probably counts as a big payout, depending on how much was paid in
https://www.cyclechat.net/threads/a-ppi-question.229509/post-5359685
Brandane
Legendary Member
- Location
- Costa Clyde
I am in a similar position to @Buck in that I don't remember ever having PPI on any loan (was in a secure job and got full sick pay, so always declined PPI) and I have no historical paperwork; but I DID have a Royal Bank of Scotland "Royalties Gold" or similar account. I am sure I have read that they were something of a con, and people have had compensation on that basis? Anyone know if there's any truth in that?
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Deleted member 26715
Guest
Same here, never in all the years have I taken out PPI, knowingly or otherwise.
OP
OP
derrick
The Glue that binds us together.
- Location
- On the edge of London
That is the id it i never signed up for PPI. That is the problem i did not know.
@vickster - that was my thinking but then I was thrown into doubt thinking that everyone was saying claim away. As far as I’m aware I’ve never had any insurance type product for my finances apart from the endowment I mentioned but that was compulsory at the time.
I heard of someone getting over £20k payment but this was because every time they’d taken any financial product they’d taken insurance etc. Which obviously cost them a lot more each month but they got refu d d the cost of the provide to and all of the interest in this payments going back to the first card/loan.
I heard of someone getting over £20k payment but this was because every time they’d taken any financial product they’d taken insurance etc. Which obviously cost them a lot more each month but they got refu d d the cost of the provide to and all of the interest in this payments going back to the first card/loan.
https://www.moneysavingexpert.com/reclaim/reclaim-packaged-bank-accounts/ This is where you need to look, i was miss-sold a Royalties Silver from the RBS
