Following your advice, I'm now settled on the Giant Escape 2 disc bike. BUT they've just announced the new 2020 version in the UK today. Would that be a better solution than the 2019 model I was going to get? RRP goes up £26 to £475.
I don't play the "new model year game" that manufacturers of all sorts of products from cars to consumer electronics, try to get the customer to participate in. Model years mean nothing to me, I look at spec, usefulness, and value for money. I generally keep stuff a long time, so there is no practical difference in 10 years between owning a 2019 model as opposed to a 2020 model. When I bought a new car some years ago I deliberately bought the old outgoing model, not the new one. Firstly, the old model had been around for years so all the faults were well known and had been ironed out, thanks to all "early adopter" guinea pig customers. The second reason was I saved 20% on the price!