Expensive Dlock or insurance?

[wafflycat]

You could get a small D-lock

http://www.parker-international.co.uk/6774/Kryptonite-Evolution-Mini-Lock.html

and use this locking technique:

http://www.sheldonbrown.com/lock-strategy.html

Cheers

The key thing for insurance to be valid, so that should your bike be nicked, you can claim for it on said insurance, is that you adhere to the conditions of the insurance policy. It is standard for insurance policies to state the type of lock to be used, where the bike can be locked and to what the bike can be locked to. Fail any of those and you are at real risk of invalidating the insurance so you can't claim when you need to.

 

[byegad]

Insurance rates are around 10% of the bike's value, or a little more. If you can afford to replace the bike AND you don't leave it unattended where it is likely to be stolen then don't insure it.

Otherwise, do!