I'd agree with most of the above, and would add a small safety nugget: on a steep slope leading to a potential stop, brake more than you need early on the slope to in order to have a safety margin further down. On my commute is a long downhill, which gets very steep for the last 100m, and ends at a blind T-junction with a main road. By the time I get to the steep bit, I have slowed down to about 5 mph, as the consequences of brake failure/snapped cable etc on that section don't bear thinking about.