Several things spring to mind..
HV is not a cure all....(i'm not suggesting anyone said is is mind)
I nearly got bowled off my bike last year...hi viz with reflectives plus a good set of lights, and still he nearly side swiped me
I couldnt have tried harder to be seen
!
With hindsight, i know why. He came up to a countryside, completely unlit, T junction. His lights didnt pick up my Hi Viz of reflectives, because his lights werent facing me. He SHOULD have seen my lights...but thats another issue.
Otherwise, its plain and simple to me....when i'm driving, i can see the bloody things a mile off. If i can, the majority of other drivers can as well.
Red tops are surprisingly inneffective...maybe thats my eyes ?..maybe not, but i have always noticed i dont see it that well.
I like to wear a high viz in unlit country roads particually. I know i can see them..thats good enough for me.