I think that one thing we can conclude is that there is probably no (or not much) competitive advantage to be had from disks. If there was, then the teams would be clamouring to use them. But in general the reaction from the teams and riders seems to be floating around somewhere between vague interest and outright hostility. I'm happy to be corrected me on this, but for most innovations where racing led the way there was a racing advantage (tri bars, lightweight everything, deep section rims, brifters, clipless pedals, pointy hats).
Maybe a really good descender could eke out a second or two on a big twisty descent in rainy conditions?
In CX racing, I'd guess there is a competitive advantage, with all that mud getting stuck under callipers.