As it's a hard tail I can't honestly think why it would change when you're sat on it.
I agree that the pics are not the best but I would suggest that it's a simple set up issue, the upper jockey wheel looks very close to the cassette currently and it will only get closer when you change into a easier gear. I suppose the simplest test you could do would be to very slowly turn the pedals whilst pushing the right shifter as far as it will go (not hard!) and see if the rear mech touches the spokes... If so here is your problem.
Re Spoke guard, pie dish or whatever you want to call them, I don't like them and take them off. If the gears are set up correctly then there is no real need for them and they eventually brake or come lose and noisy or jam the cassette.
I do agree that you do need to be very careful what you believe on the internet so maybe you should ignore me!!