2. handlebars - how low are the straight bars? As a tall person, the saddle will be quite high so will the flat bars then be too low? I generally don't want a 'sit up and beg' position, but...... not too low either
I rode a brompton bike hire model for a few months, which are M3Ls, plus took an S2L for a test ride. For me, with a slightly dodgy back, the ride position of the S bar was a little uncomfortable. But the S bar did feel better for steering, and you can get more gadgets on it more easily if you need to do that. However, with the M-bar, you get a better choice of luggage options at the front, and I'm always amazed how much I can carry in the touring bag when riding home from the supermarket. For the flexing, they do sell a cross-brace thing that stiffens bar and makes gives it a longer life, although I couldn't find one in stock last time I looked.
3. gear ratios - I was thinking to pay the extra for 6-speed, but there are different sized chainrings available - is the 'standard' size suitable for general riding or do people find it generally quite low or high?
When I was first looking at Bromptons, I assumed I'd need a 6 speed, but actually, it really depends on where you are and how you're using it. I commute about 8 miles to work in London on mine, and after riding the 3 speed for a few months, and trying a 2 speed, I went for the 2 speed and haven't been beaten by any hills in London yet. I found I was only really using the higher two of the gears on the 3-speed anyway, plus it's quite a bit lighter to carry folded.
Also, with the single or 2-speed, if you do need to remove the rear wheel for a puncture or anything, it's less fiddly, as although you have to remove the chain tensioner, you don't have to re-adjust the hub gear.
For me, the 2-speed felt more efficient than a bike withe a hub gear, but I can envisage wanting a 6 speed as well, and as others have mentioned, it's not exactly a cheap upgrade. But I don't miss the ticking of the hub gear. If it's making a noise while I'm pedalling, surely it can't be converting all my energy into forward movement?