Got it. In my shed now until I get the chance to ride it tomorrow. Tyres were under inflated for my liking, bell was loose and saddle was pointing downwards. All corrected now. Hope the gears are set correctly. Photo will follow in due course.
This bike will only be used when I need to go into town as I much prefer biking than walking. Might also use it for quick, short rides on the prom in the evening as I won't need to dress up ( cleat shoes, bib shorts, jersey ) but just normal clothes.
I noticed my three road bikes are giving the Boardman funny looks already. Hope they don't pick on it during the night .