SquareDaff
Über Member
- Location
- Doncaster, South Yorkshire
OK I've got the new bike and am really getting back into cycling again. I'm now turning to more mundane issues. In this case insurance!! Can anyone recommend any insurance companies?
Bike Insurance
- Thread starter SquareDaff
- Start date
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OP
OP
SquareDaff
Über Member
- Location
- Doncaster, South Yorkshire
With all the bits and pieces about £500. It's just a commuting bike!
PpPete
Legendary Member
- Location
- Chandler's Ford
put it on your house contents insurance?
many household policies are fine with bikes up to £1000
many household policies are fine with bikes up to £1000
Yeah, add it to your home insurance then. I'm with More Th>n and they added it on for free
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mrsbaggins
New Member
- Location
- West Midlands
I have actually got mine on a seperate policy specifically for bikes. I looked at all the small print on various policies and as i travel a lot with my bike some would only cover the bike if stored in a locked boot and not a hatch back. But ironically would be covered on a rear mounted rack which can be cut through with a knife. I think it costs about £75 pa but I have an email from them saying that if its covered (by a blanket) in my hatchback it will be covered.
I suppose it depends on exactly what you want but my advice is to look at the policy details before goign ahead
I looked at cycle specific stuff and CycleGuard wanted something like £160 to insure up to a total of the £1,700 replacement value I wanted. M&S contents insurance was just over £100 and covers up to £4k per item, including away from home. They have a specific bit on their FAQ that says this includes bikes. There's probably stuff about minimum security but I'd hope that my kryptonite fahgettaboudit + cable lock would be enough to qualify.
