Why not let the woman in need of a bike open her own CC account and ask for herself?
Not meaning you, OP, this happens often on here, at least you could let the women post under your own account, so they could explain their bike needs in more details.
When I started cycling I was 48, only wanted to ride to work and back with the occasional shopping stop.
I was attracted to pretty bikes with baskets, not knowing anything about specs, weight or component durability.
Now that I'm into my 6th year of commuting, general leisure riding, occasional touring and even more occasional CC hilly rides, I know exactly what I need and what I like: I got myself my bike for life for my Christmas.
It is a Genesis flat bar tourer, fits me like a glove, a pleasure to look at, a pleasure to ride.
The LBS I went to picked it, asked me to ride it round the park: it was instant love!
If years ago somebody would have let me try the Genesis, instead of automatically assuming I wanted a cheap runner about, I would not have bought the intervening 6 bikes, that were all loved and used but never quite satisfactory.
So, OP, you might not like the answer from a financial point of view: if you buy a cheap one now it either will not get used, or eventually you're going to have to buy another.
Btw, after getting a basket for my first bike, I discovered I hate them and rather prefer panniers