jefmcg
Guru
That's not how the ambulance service works. I witnessed a casualty lying on the road for an hour while two ambulances went by because though he had a head injury he was not on the verge of death. I actually followed on of the ambulances to make sure they weren't lost. The EMT was able to talk to me while unloaded the stretcher, and tell me he was attending a "20 minute response call" eg stroke or heart attack.Someone could die waiting for an ambulance that never comes because a rider is worried about maximising the chances of a payout.
Similarly when I broke my clavicle I was told it was a 45 minute wait for an ambulance "at the moment" ie if something serious occurred in that time, I'd be waiting longer. The police who called the ambulance for me seemed to understand very well how this worked. Are you sure you were really in the police?