With that usage and budget, I wouldn't restrict myself to disc brakes. The Spa steel tourer has V-brakes which would give ample stopping power in all weathers and are not a problem mechanically. That bike is nicely in your budget, is low-geared and reckoned to be very comfy too.
http://www.spacycles.co.uk/m1b0s21p2983/SPA-CYCLES-Steel-Tourer
Beauty is in the eye of the beholder! It's the sight of a nice touring bike that turns my head more than any other type of bike (including the village bike)
The Spa steel tourer (other configurations/finishes are available):
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