Being personally sued for a bike collision - any advice?

[mjr]

It might not. I'm just pointing out that the poll does not refute the assertion that most cyclists don't (knowingly) have insurance.

The onus is on the claimer to support what seems like a wild claim. The best evidence available (although weak) makes me think it's probably false, as does my personal experience: surely anyone who rides a bike has been accused with the road tax/insurance/training canard often enough to have looked into whether they're insured?

 

[Andy_R]

errrmm...back on topic - if the driver got close enough for the cyclist to hit her car, then she was too close. https://www.gov.uk/guidance/the-highway-code/using-the-road-159-to-203 Unfortunately it's a "should" ie an advisory, not a "you must" mandatory statement. The law needs to be cleared up.

 

[Crandoggler]

I don't have insurance that I know of. Nobody I ride with has ever mentioned it. I'll agree with cd365 and tip my hat towards most people not having a clue that it's even a viable option.

 

[ozboz]

Hiya , I've been following this with great interest , having a very near collision with a , may I say jaywalker , ( mentioned in an earlier thread by myself ) and over the last three years of cycling around the London area been on the end of many near misses by motor vehicles , for what it costs does make sense , I'll look into it , would it be proper for recommendations toward specific insurance companies to posted on the Forum ? if so eyes wide open

 

[winjim]

The onus is on the claimer to support what seems like a wild claim. The best evidence available (although weak) makes me think it's probably false, as does my personal experience: surely anyone who rides a bike has been accused with the road tax/insurance/training canard often enough to have looked into whether they're insured?

Nobody's ever mentioned it to me.

 

[Andy_R]

I don't have insurance that I know of. Nobody I ride with has ever mentioned it. I'll agree with cd365 and tip my hat towards most people not having a clue that it's even a viable option.

ermmm...I think you'll find that one hell of a lot of us have at least third party insurance. I'd rather my insurance company got the knock instead of me when I plow into some twunts maserati and the ignorant magistrate says it's my fault cos he doesn't understand the rules of the road and assumes that because I was doing more than 20 miles per hour I was out of control

 

[Scoosh]

MOD NOTE:
OK, we've reached a stage where it's getting personal and most matters dealing with personal third party insurance have been covered, so probably best to Close the thread now - before the Season of Goodwill passes.

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