Being personally sued for a bike collision - any advice?

[vickster]

Mod edit of what?

 

[Drago]

1. Don't take legal advice from anyone not qualified to give it. Free legal advice is usually worth what you paid for if.

2. Take care of 1. by consulting a solicitor.

3. Get some insurance before riding again.

It's up to you now...

 

[mjr]

Mod edit of what?

The opening post.

 

[vickster]

Dunno, wasn't awake at 4am this morning

 

[classic33]

The opening post.

Final paragraph removed along with names and other minor changes.

Similar responses elsewhere to this post.

 

[Drago]

I couldn't claim of the MIB as they said the car could not be identified.. I was the easiest one to sue.

The Bureau exists for exactly that purpose, for covering the losses of people who are the victim of uninsured or untraced drivers. They usually fib at first contact knowing that 9 out of 10 claimants will simply walk away, but once you cut through all the layers of bullpois that is why they fundamentally exist...

https://www.mib.org.uk/making-a-cla...-untraced-driver/untraced-drivers-agreements/

 

[Arjimlad]

If you write back and say that you have no third party indemnity insurance whatsoever and that you will dispute the claim and that you have no means with which to satisfy any judgment, I would expect any no-win-no-fee ambulance chasers to drop the case like a hot potato.

 

[Drago]

And write to their solicitor, not to them, so they get the privilege of paying forty quid simply to receive your letter. I did quite a lot of that when I divorced the ex!

 

[winjim]

Yep, the OP hasn't been back since 11:27 on Saturday (an hour and a half since he posted) so it could be.

@beezee come, @beezee go.

 

[Banjo]

Wether @beezee is a spammer or not he/she/it at least started off an interesting thread. you can get third party liability for £15 a year or use BC/CTC .I am surprised how many cyclists don't bother.

 

[cd365]

Most cyclists don't get insurance because in most instances they can just cycle off or give false details since there is no real way to trace them

 

[vickster]

I expect it's more that most cyclists don't think they'll need it or indeed are even aware such a thing exists

 

[goo_mason]

Wether @beezee is a spammer or not he/she/it at least started off an interesting thread. you can get third party liability for £15 a year or use BC/CTC .I am surprised how many cyclists don't bother.

Or indeed you'll likely have that kind of cover for free under your home insurance policy. Always worth checking that you're not already covered before you pay out for something you already have!

 

[glenn forger]

Most cyclists don't get insurance because in most instances they can just cycle off or give false details since there is no real way to trace them

When has that ever happened? And when were you elected spokesman for most cyclists?

 

[Profpointy]

Wether @beezee is a spammer or not he/she/it at least started off an interesting thread. you can get third party liability for £15 a year or use BC/CTC .I am surprised how many cyclists don't bother.

So, do you also have pedestrian insurance, or just minding your own business but get sued anyway insurance