Debit cards are available from age 11 (and presumably anyone can use a prepaid card). But there may be a problem with the online 'credit check' used by Electron and similar no overdraft cards.
Traffic speeds in central London (where the bikes will be) are very low. There are also plenty of alternatives to the main roads, and few vehicles that aren't cars/taxis or buses.
It's hard to get the bikes above 20mph. I managed 18mph in my suit, LondonCyclists managed 22mph i think.
Most people will pootle along at a slow pace.. Not much need for a helmet imo.
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