annedonnelly
Girl from the North Country
- Location
- Canonbie
They've never queried it. I can always take my business elsewhere if they don't like it.i thought banks got a bit concerned/got in touch if you left accounts empty/near empty.
They've never queried it. I can always take my business elsewhere if they don't like it.i thought banks got a bit concerned/got in touch if you left accounts empty/near empty.
Your empty account business?They've never queried it. I can always take my business elsewhere if they don't like it.
Got a text from my bank this morning, some nice person had tried to use my card details to pay for an Asda online grocery shop to the value of £105.. The bank identified it as unusual activity and declined payment.
Half an hour on phone to sort it out and all is good, apart from the fact my card has been stopped, so cash only until new one arrives.
No-one else ever has access to my card, so I can only assume it has been the work of someone working for a company I have made an online purchase from.
Yes and no. Yes, the data exchange could be intercepted at close range, perhaps by installing some man-in-the-middle hardware. No, because it would be of limited value since reusable account details are never transmitted anywhere between the air interface and the payment provider’s servers.
There is a reliance upon, principally, Apple and Google to maintain adequate security but this is no different to trusting your bank to do the same.
Use a fingerprint, face recognition or equivalent method to lock your phone rather than a simple PIN or pattern. This should reduce the chance of your phone and unlock code being forced from you at knifepoint. Most fingerprint scanners fail with all but the most recently severed fingers.
i thought banks got a bit concerned/got in touch if you left accounts empty/near empty.
I have no personal idea. I was a skipper on hi tec crime back before this was a thing, and my successor mentioned it while chewing the fat with him a while back. I don't think the data exchange itself is of use, but it provides a means of access to either system or device, I don't know which.Any chance you can expand on that a bit as I'm not aware of that.
No personal card data is transmitted from the phone to the reader just encrypted tokens.
I'd be interested in a start, a small list drago.Anyway, having worked on hi tec crime is the main reason I refuse to have a smartphone. The ways in which you can be f****d over via your smartphone are too extensive to even list.
I have other accounts with the same bank. I'm a saver not a spender :-)Your empty account business?
My account that became pretty dormant was with hsbc. They started getting tetchy after a few years.