Pale Rider
Legendary Member
Or better still, just run two bikes, each with suitable tyres for it's intended use. That way you don't have to endlessly bugger about swapping wheels around and doing minor brake/gear adjustments. My entire operational bike fleet probably comes in under OP budget.
That is a possible weakness of my plan, although I know a couple of cyclists who have winter wheels for studded tyres who don't have to adjust the gears when they swap.
If your young and fit you don't worry.
Get the best bike ,wheels and tyres are for later if needed
Tend to agree, unless the OP plans on doing extreme mountain biking which is unlikely.