Mine is a bit extravagant as a utility bike, but I run as many errands as I can on it. It’s locked up with Kryptonite New York lock and the q/r skewers have been replaced with security skewers.
It’s a 2009 Van Nic Amazon Ti frame with a mixed Dura Ace and Ultegra 10 Speed groupset, TRP titanium canti brakes and an Easton EA90 SLX wheelset with 28c GP5000 tyres.
Now wearing mudguards, pannier rack and a pair of Avenir panniers, its perfect for a couple of bags of shopping or picking up stuff from B&Q so I use it as much as possible. In the summer I’ll take off the mudguards and rack and use it for longer rides.