The account is £10 a month, so not free.They are entitled to make their own T & Cs and the policy is free, there are plenty of other policies on offer so not much to get excited about here.
I'm not sure because I feel they would have backed down long before now if that was the case. I think someone in Swindon is a helmet-pusher.It is much more likely to have been an unthinking "stands to reason" decision.
No, next month you'll have to carry a white flag whenever walking and an approved parachute on all international flights.And next month the hi-viz clause gets added?