I had a similar dilema when purchasing my road bike as I thought "If I ride/visit somewhere such as a stately house I don't want to be walking around in my cleated cycling shoes".
So...........I got what I call "double sided pedals"............normal flats on one side & cleats on the other.
I have done 750 miles on it now and never used the flats as I like the cleats so much
On my hard tail......it came with clips-but I took them off as I didn't like them.........I find very little difference.......apart from the fact I don't fall off now
The guy I tend to ride with uses clips and is perfectly happy with them.
Re-reading my answer I realise it is absolutely no use to you but it does highlight that it is basically what YOU are comfy with.