Cycle friendly home insurers.

[GrahamG]

I'm just getting contents quotes and wondered if any of you had recommendations for insurers who don't charge the earth for adding bikes on away from the home?!

 

[Stick on a Giant]

Graham,

we use Marks and Spencer's contents insurance - bikes up to the value of £4000 each automatically covered, and if they're worth more than that the extra isn't too bad at all.

 

[GrahamG]

Just spoke to M&S - they're £80-£100 more than the best quote but the level of cover is frankly outstanding. With that in mind, I suspect they'd be one hell of a lot better in the event of a claim!

 

[col]

Just spoke to M&S - they're £80-£100 more than the best quote but the level of cover is frankly outstanding. With that in mind, I suspect they'd be one hell of a lot better in the event of a claim!

Well its not just food er insurance,its M&S insurance.

 

[Hugo15]

I switched to M&S this year. I then managed to drill through a central heating pipe The claims process was really easy and they sorted it out with no fuss at all. I would recommend them.

 

[fossyant]

CIS - not bad - I top up mine for the best bike .....

 

[KitsuneAndy]

Mine are covered through NU's house policy, I added them half way through a year and they didn't charge me for it until I renewed..

 

[simoncc]

The Co-operative Insurance Society (CIS) used to do a cheap cycle add on to home insurance policies for bikes of modest value. They might still for all I know.

 

[alfablue]

The Co-operative Insurance Society (CIS) used to do a cheap cycle add on to home insurance policies for bikes of modest value. They might still for all I know.

Yes they do, I pay about £2 pcm for a £1400 bike.

 

[simoncc]

Yes they do, I pay about £2 pcm for a £1400 bike.

They used to do bikes up to about £250 for £6 per year, but £24 pa for a £1400 bike seems a very good deal these days. I'll look into it when I renew.

 

[beckc]

Hi

Same experience as KitsuneAndy. NU quoted £80 at renewal time then 3 months in with 3 good bikes in the garage and having discovered silly quotes for separate cycle insurance I approached them again. They only wanted a value for the most expensive bike. The cover extended to a bike locked up away from home for theft and no special security required in garage.

We'll see what happens at renewal time !

 

[k-dog]

I'm with Tesco (which underneath seems to be some sort of Rbos outfit) and they have been very good - I had a bike stolen a few years ago and after emailing them the receipt I had a new one within 48 hours for only a £50 excess.

The cover itself is pretty good value too.

 

[HLaB]

I'm with Tesco (which underneath seems to be some sort of Rbos outfit) and they have been very good - I had a bike stolen a few years ago and after emailing them the receipt I had a new one within 48 hours for only a £50 excess.

The cover itself is pretty good value too.

I used to be with Tesco, their excess was just £15 if nicked on the Street, £100 if nicked from the house, seemed good to me; I never claimed on it though. When I got my new bike I moved to M&S as Tesco don't cover bikes worth over £700

 

[Jacomus-rides-Gen]

As I live in a shared house, my contents insurance doesn't cover my bikes.

I have them insured with http://www.cycleguard.co.uk/

 

[k-dog]

When I got my new bike I moved to M&S as Tesco don't cover bikes worth over £700

Gave me £1200 for my tcr and accessories.